Think Your Insurance Claim Was Underpaid?
We review your insurance estimate and show you what the insurance company may have left out — free.
📊 Your Insurance Company has a team. So Should you.
What Your Adjuster May Have Left Out of Your Estimate
Insurance adjusters work for the insurance company — not you. Here's what they commonly miss:
Hidden or Overlooked Damage
Damage that wasn't visible during the adjuster's inspection
Underpriced Materials & Labor
Line items priced below current market rates
Code Upgrades Not Included
Required building code upgrades omitted from scope
Interior Damage Missed
Water intrusion damage to walls, floors, and ceilings
Roof Components Excluded
Underlayment, flashing, and layers not accounted for
Water Mitigation & Mold
Remediation scope missing or severely underestimated
You are likely owed more than what was offered and — we can prove it.
Upload your estimate and see exactly what was missed. It's free and takes 60 seconds.
How It Works
Simple, Fast, and No Inspection Required to Start. Your results are ready instantly.
Upload in Seconds
Drop your insurance estimate — PDF, JPG, or PNG. No appointment. No waiting. Starts immediately.
Instant Line-by-Line Review
Every line item is analyzed against current market rates the moment your estimate is received.
See What Was Missed — Now
Missing items, underpaid repairs, and overlooked damages are flagged and shown to you immediately.
Your Results, Delivered Instantly
Receive your full findings right away — no inspection required, no delay, no obligation to proceed.
Get a Free Coastal Claim Check™
Upload your insurance estimate and our licensed team will identify what may be missing or underpaid.
Drag & drop your estimate here
or click to browse — PDF, JPG, PNG · Max 25MB
Any insurance estimate or coverage letter works — PDF, photo, or screenshot. Upload yours above to get started.
What the Insurance Company Offered vs.
What We Actually Recovered
These are real cases. Real clients. Real numbers from actual settlement correspondence.
Insurance issued a Proof of Loss payment of $23,552. We identified misclassified flooring (solid red oak vs. engineered wood), missing subfloor replacement, and necessary pack-out — and negotiated full RCV of $49,611.
Misclassified flooring (solid red oak vs. engineered wood), missing subfloor replacement, necessary pack-out costs.
Identified all misclassified and omitted line items, documented full scope, and negotiated full RCV payment.
The insurer's initial offer significantly undervalued the structural wind damage. We built a complete Xactimate estimate, obtained a meteorologist report and mold assessment, and secured a full recovery of $158,794.
Full structural wind damage scope, mold assessment, meteorologist documentation.
Built a complete Xactimate estimate, obtained a meteorologist report and mold assessment, and negotiated a full recovery of $158,794.
ASI's inspection valued covered damages at $1,232.07 — below the deductible, so they paid nothing. We documented the full scope of water damage and negotiated a settlement of $42,500 gross ($40,000 net).
Full water damage scope — insurer valued covered damages below the deductible and paid nothing.
Documented the complete water damage scope and negotiated a settlement of $42,500 gross ($40,000 net).
Citizens' initial payment was $4,911.54. We invoked the appraisal process, documented the full wind damage scope, and secured a final appraisal award of $44,438.89 — confirmed in the signed Citizens award letter.
Full wind damage scope — Citizens' initial payment drastically undervalued the structural wind damage.
Invoked the appraisal process, documented the full wind damage scope, and secured a final appraisal award confirmed in the signed Citizens award letter.
*Results vary by claim. Past results do not guarantee future outcomes. Client names used with permission.
Your claim could be next.
These homeowners didn't know they were owed more until they called us. Find out what your insurance company may have missed.
Don't leave money on the table
Don't Close Your Claim Without This Review
Submit your information and a licensed public adjuster will review your claim — no inspection required to start.
Prefer to talk now? Call (407) 389-9891 — we respond within 3 minutes.
🔒 Your information is secure and encrypted
We only use your data to review your claim. No spam, no sharing with third parties.
Common Questions About Your Claim Review
Still have questions? We're here to help.